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**FINAL RESULTS**

Win - Loss

Units

OVERALL

8-9

-1.90

Sides

6-8

-2.80

Over/Unders

2-1

+0.90

The Buccs had a huge win last week, so the question is as it's been all year: Which Buccs team will show up? They can't afford a let down but the Ravens have just as much to play for as they're in with a win. Tampa may have kicker problems and in this type of game that could cost them the game. This will be a battle but I like the Ravens to pull it out.

The Steelers can rap up home field advantage with a win here. They key to this game is whether or not Cowher wants his team still on a roll going into the playoffs or rested a bit. But even a Steeler team not trying very hard is far superior to that of the Bengals. Look for lots of FG attempts to get Brown some confidence.

The 49ers come off a big win last week with solid goal line defense to turn back the Eagles. San Fran certainly has confidence coming into this game but they have little chance to catch St. Louis for the division title so motivation may be tough to come by, but it is the Cowboys. Dallas will certainly be ready and give it all they've got - but that just isn't very much these days. Look for a conservative offense from San Fran looking to protect Garcia again this week and another solid defensive performance from the Niners.

The Carolina Panthers have played some good teams pretty tough this year, this week they get a marginal team at home. Neither the Cards or the Panthers deserve too much support, but I'll go with the home team in this one.

Easy winner in this one - along with 2 other TOP PICKS!!

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The Jets are in the playoffs with a win but have not playing like a playoff team since their bye week. The Bills have played everyone tough this season and a TD is way too much to turn down in any AFC East matchup.

The Bears control their own destiny - win twice and you win the division. The Lions certainly played like a team that finally that first win in a lack luster performance a week ago. Expect much of the same this week, plus QB problems. If the Bears play with any intensity at all they'll win this game by a TD. But that chance of a let down against the "lowly" Lions from a young team is a concern.

I'll update once the line is posted as Detroit decides on a QB, but I doubt it will go over 7 which it would have to in order for me to consider Detroit.

**Update - Looks like Detmer starts and the line will be 5.5, I still like the Bears!

Things have really caught up with the Browns this season - as good as things were going early they're going that bad now. Injuries have really hurt and now their confidence is gone. The Titans have had a disappointing year to say the least and their biggest challenge is to find a reason to play well in this game. The Browns have no offense, if the Titans have any intensity at all they'll win by 10.

The Rams defense took last week off - and I assure you Lovie Smith was not happy. They still need wins to clinch home field and if Martz keeps his starters in for the entire game the Rams could run up some impressive numbers on a week Indy D. If the Rams defense shows up this week this one will be one-sided.

The Chiefs have the leading rusher in the NFL - hard to believe when you look at their record, harder to believe when you consider they didn't feature Holmes early in the year. The Chiefs will finish out the season playing hard as they knew early in this campaign that they were playing for next season. The Jags have played much better football lately and the Chiefs D is their biggest question mark - Brunell could have a big game. I look for this to be a closer game than the line indicates, it could very likely come down to a FG in what may turn into a high scoring affair.

In my 4 years on the web, I've had only 1 "Lock of the Year" (1-0 of course). This game is missing only 1 criteria for a Lock of the Year!!!

PLUS - You get my other 2 TOP PICKS for the week!!!

Another GREAT TOP PICK - One of 3 this week!

The Broncos have Griese back at QB and they would love nothing more than to play spoiler to the hated Raiders. Oakland hasn't put together a solid game in quite a while and need to get things moving in the right direction before the playoffs - this will be a tough place to do so in a low scoring game.

The Chargers should go to Drew Brees - but it's unlikely they will. Brees is the future of this team, not Flutie - let him get some time. And, I'm sorry but it's time for Graham to return. I understand wanting (and needing) to be there upon the death of his father. But he has a job to do (one he gets paid a lot of money to do) and he needs to get back. Seattle will go with Dilfer at QB as Hassleback is out with another injury. Early in the year this was a positive as the team had little confidence in Hassleback - that's no longer the case - they've rallied behind him and will miss him in this game. Neither team has done much to earn our support so we'll got with the home team.

The Saints really looked bad last week and certainly will look better this week, or will they? The Saints have some key inuries that weaken this team. I like Washington and the points under any scenario but I encourage you to bet them early. The Saints are officially eliminated from the playoffs with a Tampa Bay and Philly win among other scenarios and no matter what they need help and 2 wins. So if Tampa and Philly have both won the Saints lose what little incentive they have to play this game and the line may go down as money comes in on Washington.